WORKERS COMPENSATION
I Frequently Asked Questions

I. General Information about Workers' Compensation
A. How Do Workers' Compensation Laws Operate?
B. Who Is Covered by Workers' Compensation Laws?
C. What Is the Difference Between Workers' Compensation
      Benefit Claims and Civil Lawsuits?
E . How to Protect Your Rights
F. Categories of Injuries Covered by Workers' Compensation
G. What to Do If You Are Injured On-the-Job
H. Conclusion of General Information about Workers' Compensation

II. Employer Obligations
A. Duties
B. Penalties
C. State and Local Government Employees
D. Federal Government Employees

III. Conclusion

" Contact a Iowa workers compensation lawyer representing clients in Cedar Rapids, Iowa today to schedule your free initial consultation."



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Penalties

If an employer doesn't have workers' compensation insurance, that employer may be subject to the following penalties:

Fines
Criminal Prosecution
The employer may be held responsible for paying workers' compensation benefits to the inured    employee
An injured employee may be able to sue the employer, where the employee would have normally filed a    workers' compensation claim

State and Local Government Employees

The type of employees who are eligible for benefits under the workers' compensation system varies from state to state. In some states, state and municipal government employees are covered under the workers' compensation system and in some states, these employees are not covered.
In general, state employees who are considered state "officials" are not eligible for workers' compensation benefits. However, there is a lot of variance in which employees are considered to be officials. Generally, if an employee implements any of the state's independent power, it is likely that he
or she will be considered to be a state official and will be ineligible for workers' compensation benefits.
The question of whether an employee is an official often arises in connection with firefighters and police officers. They are not exactly employees and not exactly officials. Many state statutes recognize this problem and specifically apply workers' compensation benefits, rules, and requirements to police officers and firefighters.

If you are a state or municipal government employee, you should consult a lawyer. An experienced workers' compensation lawyer will be able to tell you if your state's workers' compensation statutes apply to you.

DISCLAIMER: The information you obtain at our firm web site is not, nor is it intended to be, legal advice. It is recommended that you should consult an attorney for individual advice regarding your own situation.

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